Mortgage Advisors
In Grays, Essex

Buy to Let is a mortgage agreement set in place for those who are looking to invest in the property market. This will assist in generating a second income. It can also be a good way to make a profit on the property value Our Mortgage Advisors Grays team will guide you every step of the way.

What is the difference between a residential mortgage and a Buy to Let Mortgage?
  • The interest rates on a Buy to Let mortgage are slightly higher than residential mortgages
  • The minimum deposit on a Buy to Let property is currently 25% of the property’s overall value
  • Buy to Let can be affected on an interest-only basis although Full Repayment options are also available
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Mortgage Advisors Grays

Who can get a Buy to Let Mortgage in Grays, Essex?

You will be able to apply for a Buy to Let mortgage in Grays, Essex.
  • To achieve the market-leading products, it would be ideal to have a good credit score. Although we can still help if you have had any historical issues
  • You’re looking to invest in a new property
  • No minimum income requirement
  • You also do not need to be an owner of a property to be approved for a Buy To Let Mortgage

A Buy to Let Mortgage is for individuals who are interested in becoming a landlord and investing their money in property. A Buy to Let mortgage allows you to buy a property and even affect it on an Interest Only Mortgage. Repayment on a Buy To Let Mortgage is also readily available. We will make the application process easy for you and if you are interested in investing in the property market. Contact us now for our Free Independent Mortgage Advisors Grays.

How much can you borrow on a Buy To Let Mortgage in Grays, Essex?

This will completely vary between each application. Each lender has their own individual calculator that will determine how much they will lend you. These calculators take into consideration your income, your tax status, property value, property type, and ultimately, how much rent is achievable.

Mortgage lenders will stress test the rental income from the property. This stress test will determine what they will lend.

Mortgage Advisors

How many properties can you purchase through the Buy To Let Scheme?

Many mortgage lenders in Grays will allow multiple mortgages with them. We can research the entire Mortgage market place and always provide you with the best options.

If you’re thinking of buying or remortgaging or a Buy to Let, please contact us now for Free Independent legal Advice.

Facts About Grays

History of Grays

Local sites of interest include the Thameside Theatre, the Thurrock History Museum, Grays Beach, and the now-disused State Cinema. From the top of the Derby Road Bridge in Grays, one can look down to Thurrock Yacht Club, Grays Beach children’s playground, and the River Thames. As well as Thurrock Yacht Club, Grays Beach is the site of the local landmark The Gull, a lightship built-in 1860, which has lain on the foreshore for decades and is now in a serious state of dilapidation.

General Information

The area’s local football team is Grays Athletic, which plays non-League football and has won the FA Trophy twice. It’s also home to Sunday league football team Palmers F.C. who were defeated by Thames Gateway F.C. in their most recent cup final clash. Lakeside Hammers speedway team races nearby, next to the Lakeside Shopping Centre. A team named Grays raced against the home team which was called Cambridge at Caxton Speedway near Cambridge on 10 September 1931.